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Expert Q&A: How big should my insurance policy be?

Question:

How big should my insurance policy be?

Answer:

In order to bill the insurance companies for windshield repair you must obtain a $500,000 general liability insurance policy. In many cases general liability policies do not cover damage to the vehicle, so we recommend discussing garage keeper's coverage with your insurance agent to determine if this add-on policy is right for you. Typically a garage keeper's policy would be used if damage occured to the vehicle, whether by you or some other means, when it is in your care, custody, and control.